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PRIVACY NOTICE
Last updated August 30, 2021Thank you for choosing to be part of our community at Khater Agency("Company," "we," "us," or "our"). We are committed to protecting your personalinformation and your right to privacy. If you have any questions or concerns aboutthis privacy notice or our practices with regard to your personal information, pleasecontact us at INFO@KHATERAGENCY.COM.This privacy notice describes how we might use your information if you:Visit our website at https://www.khateragency.comEngage with us in other related ways ― including any sales, marketing, oreventsIn this privacy notice, if we refer to:"Website," we are referring to any website of ours that references or links tothis policy"Services," we are referring to our Website, and other related services,including any sales, marketing, or eventsThe purpose of this privacy notice is to explain to you in the clearest way possiblewhat information we collect, how we use it, and what rights you have in relation toit. If there are any terms in this privacy notice that you do not agree with, pleasediscontinue use of our Services immediately.Please read this privacy notice carefully, as it will help you understand whatwe do with the information that we collect.TABLE OF CONTENTS1. WHAT INFORMATION DO WE COLLECT?2. HOW DO WE USE YOUR INFORMATION?3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?4. WHO WILL YOUR INFORMATION BE SHARED WITH?5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?6. HOW LONG DO WE KEEP YOUR INFORMATION?7. HOW DO WE KEEP YOUR INFORMATION SAFE?8. WHAT ARE YOUR PRIVACY RIGHTS?9. CONTROLS FOR DO-NOT-TRACK FEATURES10. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?11. DO WE MAKE UPDATES TO THIS NOTICE?12. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?13. HOW CAN YOU REVIEW, UPDATE OR DELETE THE DATA WE COLLECTFROM YOU?1. WHAT INFORMATION DO WE COLLECT?Personal information you disclose to usCustom BrandingHide “Powered by Termly” logCustomize Policy StyleThemeSelect "Create New Theme" to edit youTo create a custom thupgrade. Pro+ plans$15/month. View PlaConsent ManagementPoliciesPrivacy PolicyCookie PolicyTerms and ConditionsReturn PolicyDisclaimerSettingsSharp (Default)APPLY THEME 30/8/2021 Termlyhttps://app.termly.io/dashboard/website/c8354c90-f51f-41d8-a209-36981d06f58c/privacy-policy 2/10In Short: We collect personal information that you provide to us.We collect personal information that you voluntarily provide to us when youexpress an interest in obtaining information about us or our products and Services,when you participate in activities on the Website or otherwise when you contactus.The personal information that we collect depends on the context of yourinteractions with us and the Website, the choices you make and the products andfeatures you use. The personal information we collect may include the following:Personal Information Provided by You. We collect email addresses; phonenumbers; names; contact preferences; and other similar information.All personal information that you provide to us must be true, complete andaccurate, and you must notify us of any changes to such personal information.Information automatically collectedIn Short: Some information — such as your Internet Protocol (IP) address and/orbrowser and device characteristics — is collected automatically when you visit ourWebsite.We automatically collect certain information when you visit, use or navigate theWebsite. This information does not reveal your specific identity (like your name orcontact information) but may include device and usage information, such as yourIP address, browser and device characteristics, operating system, languagepreferences, referring URLs, device name, country, location, information abouthow and when you use our Website and other technical information. Thisinformation is primarily needed to maintain the security and operation of ourWebsite, and for our internal analytics and reporting purposes.Like many businesses, we also collect information through cookies and similartechnologies.The information we collect includes:Log and Usage Data. Log and usage data is service-related, diagnostic,usage and performance information our servers automatically collect whenyou access or use our Website and which we record in log files. Dependingon how you interact with us, this log data may include your IP address,device information, browser type and settings and information about youractivity in the Website (such as the date/time stamps associated with yourusage, pages and files viewed, searches and other actions you take suchas which features you use), device event information (such as systemactivity, error reports (sometimes called 'crash dumps') and hardwaresettings).Device Data. We collect device data such as information about yourcomputer, phone, tablet or other device you use to access the Website.Depending on the device used, this device data may include informationsuch as your IP address (or proxy server), device and applicationidentification numbers, location, browser type, hardware model Internetservice provider and/or mobile carrier, operating system and systemconfiguration information.Location Data. We collect location data such as information about yourdevice's location, which can be either precise or imprecise. How muchinformation we collect depends on the type and settings of the device youuse to access the Website. For example, we may use GPS and othertechnologies to collect geolocation data that tells us your current location(based on your IP address). You can opt out of allowing us to collect thisinformation either by refusing access to the information or by disabling yourLocation setting on your device. Note however, if you choose to opt out, youmay not be able to use certain aspects of the Services. 30/8/2021 Termlyhttps://app.termly.io/dashboard/website/c8354c90-f51f-41d8-a209-36981d06f58c/privacy-policy 3/102. HOW DO WE USE YOUR INFORMATION?In Short: We process your information for purposes based on legitimate businessinterests, the fulfillment of our contract with you, compliance with our legalobligations, and/or your consent.We use personal information collected via our Website for a variety of businesspurposes described below. We process your personal information for thesepurposes in reliance on our legitimate business interests, in order to enter into orperform a contract with you, with your consent, and/or for compliance with ourlegal obligations. We indicate the specific processing grounds we rely on next toeach purpose listed below.We use the information we collect or receive:To facilitate account creation and logon process. If you choose to linkyour account with us to a third-party account (such as your Google orFacebook account), we use the information you allowed us to collect fromthose third parties to facilitate account creation and logon process for theperformance of the contract.To post testimonials. We post testimonials on our Website that maycontain personal information. Prior to posting a testimonial, we will obtainyour consent to use your name and the content of the testimonial. If youwish to update, or delete your testimonial, please contact us atINFO@KHATERAGENCY.COM and be sure to include your name,testimonial location, and contact information.Request feedback. We may use your information to request feedback andto contact you about your use of our Website.To enable user-to-user communications. We may use your information inorder to enable user-to-user communications with each user's consent.To manage user accounts. We may use your information for the purposesof managing our account and keeping it in working order.To send you marketing and promotional communications. We and/orour third-party marketing partners may use the personal information yousend to us for our marketing purposes, if this is in accordance with yourmarketing preferences. For example, when expressing an interest inobtaining information about us or our Website, subscribing to marketing orotherwise contacting us, we will collect personal information from you. Youcan opt-out of our marketing emails at any time (see the "WHAT AREYOUR PRIVACY RIGHTS?" below).Deliver targeted advertising to you. We may use your information todevelop and display personalized content and advertising (and work withthird parties who do so) tailored to your interests and/or location and tomeasure its effectiveness.3. WILL YOUR INFORMATION BE SHARED WITHANYONE?In Short: We only share information with your consent, to comply with laws, toprovide you with services, to protect your rights, or to fulfill business obligations.We may process or share your data that we hold based on the following legalbasis:Consent: We may process your data if you have given us specific consentto use your personal information for a specific purpose.Legitimate Interests: We may process your data when it is reasonablynecessary to achieve our legitimate business interests.Performance of a Contract: Where we have entered into a contract withyou, we may process your personal information to fulfill the terms of ourcontract.30/8/2021 Termlyhttps://app.termly.io/dashboard/website/c8354c90-f51f-41d8-a209-36981d06f58c/privacy-policy 4/10Legal Obligations: We may disclose your information where we are legallyrequired to do so in order to comply with applicable law, governmentalrequests, a judicial proceeding, court order, or legal process, such as inresponse to a court order or a subpoena (including in response to publicauthorities to meet national security or law enforcement requirements).Vital Interests: We may disclose your information where we believe it isnecessary to investigate, prevent, or take action regarding potentialviolations of our policies, suspected fraud, situations involving potentialthreats to the safety of any person and illegal activities, or as evidence inlitigation in which we are involved.More specifically, we may need to process your data or share your personalinformation in the following situations:Business Transfers. We may share or transfer your information inconnection with, or during negotiations of, any merger, sale of companyassets, financing, or acquisition of all or a portion of our business to anothercompany.Vendors, Consultants and Other Third-Party Service Providers. Wemay share your data with third-party vendors, service providers, contractorsor agents who perform services for us or on our behalf and require accessto such information to do that work. Examples include: payment processing,data analysis, email delivery, hosting services, customer service andmarketing efforts. We may allow selected third parties to use trackingtechnology on the Website, which will enable them to collect data on ourbehalf about how you interact with our Website over time. This informationmay be used to, among other things, analyze and track data, determine thepopularity of certain content, pages or features, and better understandonline activity. Unless described in this notice, we do not share, sell, rent ortrade any of your information with third parties for their promotionalpurposes. We have contracts in place with our data processors, which aredesigned to help safeguard your personal information. This means that theycannot do anything with your personal information unless we haveinstructed them to do it. They will also not share your personal informationwith any organization apart from us. They also commit to protect the datathey hold on our behalf and to retain it for the period we instruct.4. WHO WILL YOUR INFORMATION BE SHAREDWITH?In Short: We only share information with the following categories of third parties.We only share and disclose your information with the following categories of thirdparties. If we have processed your data based on your consent and you wish torevoke your consent, please contact us using the contact details provided in thesection below titled "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?".Ad NetworksData Analytics ServicesSales & Marketing Tools5. DO WE USE COOKIES AND OTHER TRACKINGTECHNOLOGIES?In Short: We may use cookies and other tracking technologies to collect andstore your information.We may use cookies and similar tracking technologies (like web beacons andpixels) to access or store information. Specific information about how we use suchtechnologies and how you can refuse certain cookies is set out in our CookieNotice.6. HOW LONG DO WE KEEP YOUR INFORMATION?30/8/2021 Termlyhttps://app.termly.io/dashboard/website/c8354c90-f51f-41d8-a209-36981d06f58c/privacy-policy 5/10In Short: We keep your information for as long as necessary to fulfill thepurposes outlined in this privacy notice unless otherwise required by law.We will only keep your personal information for as long as it is necessary for thepurposes set out in this privacy notice, unless a longer retention period is requiredor permitted by law (such as tax, accounting or other legal requirements). Nopurpose in this notice will require us keeping your personal information for longerthan 6 months.When we have no ongoing legitimate business need to process your personalinformation, we will either delete or anonymize such information, or, if this is notpossible (for example, because your personal information has been stored inbackup archives), then we will securely store your personal information and isolateit from any further processing until deletion is possible.7. HOW DO WE KEEP YOUR INFORMATION SAFE?In Short: We aim to protect your personal information through a system oforganizational and technical security measures.We have implemented appropriate technical and organizational security measuresdesigned to protect the security of any personal information we process. However,despite our safeguards and efforts to secure your information, no electronictransmission over the Internet or information storage technology can beguaranteed to be 100% secure, so we cannot promise or guarantee that hackers,cybercriminals, or other unauthorized third parties will not be able to defeat oursecurity, and improperly collect, access, steal, or modify your information.Although we will do our best to protect your personal information, transmission ofpersonal information to and from our Website is at your own risk. You should onlyaccess the Website within a secure environment.8. WHAT ARE YOUR PRIVACY RIGHTS?In Short: In some regions, such as the European Economic Area (EEA) andUnited Kingdom (UK), you have rights that allow you greater access to and controlover your personal information. You may review, change, or terminate youraccount at any time.In some regions (like the EEA and UK), you have certain rights under applicabledata protection laws. These may include the right (i) to request access and obtaina copy of your personal information, (ii) to request rectification or erasure; (iii) torestrict the processing of your personal information; and (iv) if applicable, to dataportability. In certain circumstances, you may also have the right to object to theprocessing of your personal information. To make such a request, please use thecontact details provided below. We will consider and act upon any request inaccordance with applicable data protection laws.If we are relying on your consent to process your personal information, you havethe right to withdraw your consent at any time. Please note however that this willnot affect the lawfulness of the processing before its withdrawal, nor will it affectthe processing of your personal information conducted in reliance on lawfulprocessing grounds other than consent.If you are a resident in the EEA or UK and you believe we are unlawfullyprocessing your personal information, you also have the right to complain to yourlocal data protection supervisory authority. You can find their contact details here:https://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm.If you are a resident in Switzerland, the contact details for the data protectionauthorities are available here: https://www.edoeb.admin.ch/edoeb/en/home.html.Cookies and similar technologies: Most Web browsers are set to acceptcookies by default. If you prefer, you can usually choose to set your browser toremove cookies and to reject cookies. If you choose to remove cookies or rejectcookies, this could affect certain features or services of our Website. To opt-out of30/8/2021 Termlyhttps://app.termly.io/dashboard/website/c8354c90-f51f-41d8-a209-36981d06f58c/privacy-policy 6/10interest-based advertising by advertisers on our Website visithttp://www.aboutads.info/choices/.9. CONTROLS FOR DO-NOT-TRACK FEATURESMost web browsers and some mobile operating systems and mobile applicationsinclude a Do-Not-Track ("DNT") feature or setting you can activate to signal yourprivacy preference not to have data about your online browsing activitiesmonitored and collected. At this stage no uniform technology standard forrecognizing and implementing DNT signals has been finalized. As such, we do notcurrently respond to DNT browser signals or any other mechanism thatautomatically communicates your choice not to be tracked online. If a standard foronline tracking is adopted that we must follow in the future, we will inform youabout that practice in a revised version of this privacy notice.10. DO CALIFORNIA RESIDENTS HAVE SPECIFICPRIVACY RIGHTS?In Short: Yes, if you are a resident of California, you are granted specific rightsregarding access to your personal information.California Civil Code Section 1798.83, also known as the "Shine The Light" law,permits our users who are California residents to request and obtain from us, oncea year and free of charge, information about categories of personal information (ifany) we disclosed to third parties for direct marketing purposes and the namesand addresses of all third parties with which we shared personal information in theimmediately preceding calendar year. If you are a California resident and wouldlike to make such a request, please submit your request in writing to us using thecontact information provided below.If you are under 18 years of age, reside in California, and have a registeredaccount with the Website, you have the right to request removal of unwanted datathat you publicly post on the Website. To request removal of such data, pleasecontact us using the contact information provided below, and include the emailaddress associated with your account and a statement that you reside inCalifornia. We will make sure the data is not publicly displayed on the Website, butplease be aware that the data may not be completely or comprehensivelyremoved from all our systems (e.g. backups, etc.).CCPA Privacy NoticeThe California Code of Regulations defines a "resident" as:(1) every individual who is in the State of California for other than a temporaryor transitory purpose and(2) every individual who is domiciled in the State of California who is outsidethe State of California for a temporary or transitory purposeAll other individuals are defined as "non-residents."If this definition of "resident" applies to you, we must adhere to certain rights andobligations regarding your personal information.What categories of personal information do we collect?We have collected the following categories of personal information in the pasttwelve (12) months:Category Examples CollectedA. Identifiers Contact details, such as real name, alias,postal address, telephone or mobilecontact number, unique personalidentifier, online identifier, InternetProtocol address, email address andaccount nameYES 30/8/2021 Termlyhttps://app.termly.io/dashboard/website/c8354c90-f51f-41d8-a209-36981d06f58c/privacy-policy 7/10B. Personal informationcategories listed in theCalifornia CustomerRecords statuteName, contact information, education,employment, employment history andfinancial informationYESC. Protected classificationcharacteristics underCalifornia or federal lawGender and date of birth YESD. Commercial informationTransaction information, purchasehistory, financial details and paymentinformationYESE. Biometric information Fingerprints and voiceprintsF. Internet or other similarnetwork activityBrowsing history, search history, onlinebehavior, interest data, and interactionswith our and other websites,applications, systems andadvertisementsG. Geolocation data Device location YESH. Audio, electronic,visual, thermal, olfactory,or similar informationImages and audio, video or callrecordings created in connection with ourbusiness activitiesNOI. Professional oremployment-relatedinformationBusiness contact details in order toprovide you our services at a businesslevel, job title as well as work history andprofessional qualifications if you apply fora job with usYESJ. Education InformationStudent records and directoryinformationNOK. Inferences drawn fromother personal informationInferences drawn from any of thecollected personal information listedabove to create a profile or summaryabout, for example, an individual’spreferences and characteristicsNOWe may also collect other personal information outside of these categoriesinstances where you interact with us in-person, online, or by phone or mail in thecontext of:Receiving help through our customer support channels;Participation in customer surveys or contests; andFacilitation in the delivery of our Services and to respond to your inquiries.How do we use and share your personal information?Khater Agency collects and shares your personal information through:Targeting cookies/Marketing cookiesSocial media cookiesBeacons/Pixels/TagsMore information about our data collection and sharing practices can be found inthis privacy notice.You may contact us by email at INFO@KHATERAGENCY.COM, or by referring tothe contact details at the bottom of this document.If you are using an authorized agent to exercise your right to opt-out we may denya request if the authorized agent does not submit proof that they have been validlyauthorized to act on your behalf.Will your information be shared with anyone else?30/8/2021 Termlyhttps://app.termly.io/dashboard/website/c8354c90-f51f-41d8-a209-36981d06f58c/privacy-policy 8/10We may disclose your personal information with our service providers pursuant toa written contract between us and each service provider. Each service provider isa for-profit entity that processes the information on our behalf.We may use your personal information for our own business purposes, such as forundertaking internal research for technological development and demonstration.This is not considered to be "selling" of your personal data.Khater Agency has disclosed the following categories of personal information tothird parties for a business or commercial purpose in the preceding twelve (12)months:Category B. Personal information, as defined in the California CustomerRecords law, such as your name, contact information, education,employment, employment history and financial information.Category E. Biometric information, such as fingerprints and voiceprints.Category F. Internet or other electronic network activity information, such asbrowsing history, search history, online behavior, interest data, andinteractions with our and other websites, applications, systems andadvertisements.The categories of third parties to whom we disclosed personal information for abusiness or commercial purpose can be found under "WHO WILL YOURINFORMATION BE SHARED WITH?".Khater Agency has not sold any personal information to third parties for abusiness or commercial purpose in the preceding twelve (12) months. KhaterAgency will not sell personal information in the future belonging to website visitors,users and other consumers.Your rights with respect to your personal dataRight to request deletion of the data - Request to deleteYou can ask for the deletion of your personal information. If you ask us to deleteyour personal information, we will respect your request and delete your personalinformation, subject to certain exceptions provided by law, such as (but not limitedto) the exercise by another consumer of his or her right to free speech, ourcompliance requirements resulting from a legal obligation or any processing thatmay be required to protect against illegal activities.Right to be informed - Request to knowDepending on the circumstances, you have a right to know:whether we collect and use your personal information;the categories of personal information that we collect;the purposes for which the collected personal information is used;whether we sell your personal information to third parties;the categories of personal information that we sold or disclosed for abusiness purpose;the categories of third parties to whom the personal information was sold ordisclosed for a business purpose; andthe business or commercial purpose for collecting or selling personalinformation.In accordance with applicable law, we are not obligated to provide or deleteconsumer information that is de-identified in response to a consumer request or tore-identify individual data to verify a consumer request.Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights 30/8/2021 Termlyhttps://app.termly.io/dashboard/website/c8354c90-f51f-41d8-a209-36981d06f58c/privacy-policy 9/10We will not discriminate against you if you exercise your privacy rights.Verification processUpon receiving your request, we will need to verify your identity to determine youare the same person about whom we have the information in our system. Theseverification efforts require us to ask you to provide information so that we canmatch it with information you have previously provided us. For instance,depending on the type of request you submit, we may ask you to provide certaininformation so that we can match the information you provide with the informationwe already have on file, or we may contact you through a communication method(e.g. phone or email) that you have previously provided to us. We may also useother verification methods as the circumstances dictate.We will only use personal information provided in your request to verify youridentity or authority to make the request. To the extent possible, we will avoidrequesting additional information from you for the purposes of verification. If,however, we cannot verify your identity from the information already maintained byus, we may request that you provide additional information for the purposes ofverifying your identity, and for security or fraud-prevention purposes. We will deletesuch additionally provided information as soon as we finish verifying you.Other privacy rightsyou may object to the processing of your personal datayou may request correction of your personal data if it is incorrect or nolonger relevant, or ask to restrict the processing of the datayou can designate an authorized agent to make a request under the CCPAon your behalf. We may deny a request from an authorized agent that doesnot submit proof that they have been validly authorized to act on your behalfin accordance with the CCPA.you may request to opt-out from future selling of your personal informationto third parties. Upon receiving a request to opt-out, we will act upon therequest as soon as feasibly possible, but no later than 15 days from thedate of the request submission.To exercise these rights, you can contact us by email atINFO@KHATERAGENCY.COM, or by referring to the contact details at the bottomof this document. If you have a complaint about how we handle your data, wewould like to hear from you.11. DO WE MAKE UPDATES TO THIS NOTICE?In Short: Yes, we will update this notice as necessary to stay compliant withrelevant laws.We may update this privacy notice from time to time. The updated version will beindicated by an updated "Revised" date and the updated version will be effectiveas soon as it is accessible. If we make material changes to this privacy notice, wemay notify you either by prominently posting a notice of such changes or bydirectly sending you a notification. We encourage you to review this privacy noticefrequently to be informed of how we are protecting your information.12. HOW CAN YOU CONTACT US ABOUT THISNOTICE?If you have questions or comments about this notice, you may email us atINFO@KHATERAGENCY.COM or by post to:Khater AgencyNetherland stDenver, CO 80249United States 30/8/2021 Termlyhttps://app.termly.io/dashboard/website/c8354c90-f51f-41d8-a209-36981d06f58c/privacy-policy 10/1013. HOW CAN YOU REVIEW, UPDATE, OR DELETE THEDATA WE COLLECT FROM YOU?Based on the applicable laws of your country, you may have the right to requestaccess to the personal information we collect from you, change that information, ordelete it in some circumstances. To request to review, update, or delete yourpersonal information, please submit a request form by clicking here.This privacy policy was created using Termly’s Privacy Policy Generator.